Its Flood Season in Georgia.

If you live in Northeast Atlanta including Duluth, Lawrenceville, and Douglasville - now is a fun time to water-proof your house and ensure that your owners insurance policy includes coverage for flooding and water damage. Take the time to check your house for flood risk. Flood risk isn't on only reliant on location and weather history. This pooling of water seeps thru your walls causing flooding. They can create havoc to coastal areas with heavy rainfall, which causes flooding infrequently tons of miles inland.

When hurricanes weaken into tropical typhoons, they produce rainfall and flooding that may be particularly threatening, since the rain collects in one place. In 2007, some flooding took place in all fifty states. A flood, unarguably, is a general and transient condition where 2 or more acres of routinely dry land or 2 or more properties are inundated by water or mudflow. Damage due to floods isn't covered under the standard owners policy. Also, there's a 30-day waiting period before a flood policy takes effect, so do not wait before its too late. This is a top resource on home insurance quotation. The nation's Flood insurance plan ( NFIP ) announces that over the course of a 30-year mortgage, theres a twenty-six % probability that your house will suffer some flood damage.